A bot that remembers where your money goes — so you don't have to.
“Coffee 120” or just snap a receipt. The bot gets it.
It knows what “Silpo” and “Glovo” are — and files it away.
Charts, trends, a spending heatmap. Plus a short report every evening.
Nothing to install. The bot lives where you already are.
It recognizes merchants and sorts expenses into categories.
Connect your card — transactions arrive automatically.
Charts, trends, a daily spending heatmap. The whole picture.
Set a category limit — the bot pings you as you get close.
Share your dashboard with a partner or family. Track together.
HTTPS in transit and a secured server. Nothing sits out in the open.
Bank connection runs through the official API. Credentials stay with the bank.
Changed your mind? Wipe all data with one command. No support tickets.
KARB is a personal finance tracking app that lives right inside Telegram. Send an expense as text or a photo of a receipt, and the bot recognizes the amount and category automatically. No spreadsheets: all your expenses, income and analytics in one chat.
Connecting your bank takes a minute via the official bank API. After that, transactions are imported automatically and AI sorts them into categories. Your card details stay with the bank — KARB never sees them.
Yes. You can log expenses manually — just message the bot «Coffee 5» or send a photo of a receipt. KARB recognizes the amount and category on its own; connecting a bank is optional.
Yes. The connection runs through the official bank API, so KARB sees neither passwords nor full card details. Data is sent over a secure channel (HTTPS), and you can wipe everything with a single command.
Every expense is analyzed by AI, which assigns a category — groceries, cafes, transport and so on. Over time it adapts to your habits, so you never have to sort transactions by hand.
The app is currently at launch stage. Join the waitlist to get access among the first and be the first to hear about pricing.
KARB works anywhere Telegram does — on your phone and computer. There is a handy app inside Telegram (Mini App) plus a separate web dashboard for detailed analytics.
Join the waitlist — we'll ping you the moment we launch.
Join the waitlist